How FNBB makes and spends its money

Good morning ☀️🌞😃 

Something I learned from those ahead of me when it comes to investing in stocks/shares is know how the company you’re investing in makes its money, so today I would like to show how FNBB made it’s money and how it spends it based on a graph by simply wall st

Revenue Breakdown (P3.47 billion)

 Retail Banking: P1.50 billion

Commercial Banking: P1.04 billion

Corporate Finance: P618.75 million

Treasury: P321.02 million

Expense Breakdown (P2.09 billion)

 General & Administrative Expenses: P824.03 million

 Other Expenses: P1.26 billion

Financial Highlights

Gross Profit: P3.47 billion

Earnings (Net Profit): P1.39 billion

Cost of Sales: P0 (likely due to FNBB’s nature as a financial institution)

Key Takeaways

 FNBB generates most of its revenue from Retail Banking and Commercial Banking.

Administrative and other expenses account for over P2 billion in spending.

Strong profitability, with P1.39 billion in earnings after expenses.

The financial trend suggests steady growth since 2014, as shown in the historical graph at the bottom.