Good morning!

As you can see, yesterday there was no article; I was on a break. Second thing, since the end of February up till now, I have been applying for scholarships for a Master’s degree in Media Studies, so it’s been a really busy month for me as I was writing a lot of essays and meeting all the required documents. But let me not waste any further time, and let’s get into it!

Whenever this topic comes up, most would talk about a car they bought, taking a loan, lending someone money, or Betway. Now all those things are true. But nothing will ever bother you when it comes to blunders like not investing when you had the chance.

Most of us, when we see some opportunity to invest, even though that investment seems pretty good, and we are aware that it has been growing, we tend to have other priorities. We don’t want to buy just yet. I, for example, did that with Choppies last year. I had around P1000 that I wanted to invest in November, I saw that Choppies was on the right track, but my eyes were more set on NewGold ETF.

My thought was that if Choppies continues to do well, it will be in 2026, so I will invest next year. Little did I know how wrong I was, because at the end of November Choppies shot up to P1.09, and continued rallying. I was starstruck; it came too quickly. It felt like blood was drained from my face when I realized the gains I lost. I would have doubled that money in 2 months, giving me over 100% growth between December and January. You can’t get that from saving in a bank.

Well, it’s true NewGold has gained, but the gains aren’t as big as what I could have got from Choppies, if I acted on it. There are other investment regrets I have, what I’m trying to say is that most people often overlook investments because initially they look too small, but when they explode, they get too expensive to buy in, but people end up panicking buying.

In fact, someone said they regret not buying Bitcoin when it was around P300, which was around 2013. Look at Bitcoin now. Whoever it was could have been sitting on millions right now. Yes losing money through bad car dealership, higher purchase, loans is painfully, but nothing is as comparable as losing it to an investment that you saw early that could have put you in a better financial position.